RATIO BETA

Start with a bank statement.

Ratio Free is open to people who want to organize their spending. Connector and Local AI are invitation-only technical betas for people ready to configure a local environment.

Ratio Free

One workspace, compatible imports, rules and statistics to review income and spending.

Connector beta

For people who can run a Connector on their own device and provide feedback on the sync flow.

Local AI / MCP beta

For technical users with an AI runtime or MCP client they can configure in their own environment.

Ratio does not offer cloud AI to read or categorize your transactions. Any external AI provider is selected and configured directly by the user.